In 2023
Please DO NOT stretch beyond your means.
Sounds familiar?
🙅🏻♂️ Sell 1 buy 2? 🙅🏻♂️
🙅🏻♂️Being promised huge profit within 2-3 years?🙅🏻♂️
High Interest Rate
Sell High, Buy High
Global Uncertainty
Just Ask Yourself
Do you belong to this category?
Longing to make money
but scared of losing money?
The Key reason is fear.
Longing to profit but fear losing money.
We are afraid to lose our hard earn money.
We should look at upgrading as a form of building our net worth.
At the age of 65, what is your net worth?
Imagine.
If you hold on to your property till you are 65, its value will be your net worth
Assuming a $700k HDB now and now and upon retirement, assuming it's remains at the same value.
Retirement?
You can downgrade to a 500k HDB and, retire with 200k cash
Imagine this instead:
At age 30, with a $600k MOP HDB,
Upgrade to a $1.5 million condo at minimum risk.
For the next few years, put your spare cash into reducing the outstanding loan, as a force saving.
Networth Plan 01
If you choose to retire from this
$1.5 million net worth.
At the age of 65 when your retire.
you can choose to downgrade to the same $500k HDB and, retire with $1 million cash.
Is this good enough?
We can aim higher!
At age 35, with a $1.5million property
Upgrade to a $3 million condo at minimum risk and proper calculation.
Net worth Plan 02
$3 million net worth.at the age of 65 when your retire.
You can choose to downgrade to the same $500k HDB and, retire with $2.5 million cash.
Well, you get the idea.
My role is to help you, upgrade with minimum stress and risk.
With the S.T.E.A.D.Y Gameplan, I have supported upgraders in their purchase from:
1) HDB to Condo without touching savings.
2) Many did not have to worry about mortgages for the next 10-14 years.
3) HDB to New launches without touching savings, paying additional tax, and sitting on profit upon key collection.
Client Love!
Ken have provided an excellent service to us and guiding us on all matter which we are not aware of. I will definitely refer my friends to him.
~ Tiow Xue Li (Seller)
Ken is professional and well knowledge on the purchase. He has also helped in the financial analysis for the purchase.
~ Jason Tan (Seller, Buyer)
Ken is very proficient in the area of his work. He knew what I needed and how much I could afford. He was able to recommend units within my spending power and also planned the safety net for me. When he did not have the answers on hand to my constant questionings, he made efforts to get back to me ASAP. Even after sales, he checked with me about the progress with the law firm and bank and made himself available incase I have any doubts. It was really a great experience dealing with him.
~ Jeffrey Tang Chiou Kiat (Seller and Buyer)
Ken does the extra mile for his client. He thinks of possible options and helps clients to plan.
~ Emily Huang (Buyer)
Hardworking, Professional and Well-versed in his field. Check out his YouTube videos to get more insights on the property industry in Singapore. 😁👍
~ Shaohong Liang
Ken is a professional and responsive agent who looks out for his clients. Had a hassle free experience when I engaged Ken to purchase my resale flat back in 2017. Ken will take the time to explain the pros and con of a flat after viewing and we managed to purchase a flat which fulfill all our requirements. Will highly recommend Ken to all my relatives and friends.
~ Noel Chong
~ Kelvin Liang
~ Shan Shan Ang
~ Shah Johar
~ Andre Low